Identity theft is the fastest growing crime in the United States. Are you protected? Chances of having your identity stolen are 1 in 3 each year. For $11-17 a month at www.keepmyID.org you don’t have to worry about it ever again.
Think about your friends, family, neighbors…someone you know has probably experienced some sort of identity theft. The following article defines identity theft, explains how it can happen, and explains what to do if it does happen.
IDENTITY THEFT DEFINED…
It is estimated that as many as 10 million Americans have their identities stolen each year. Why so many victims? People buy fire insurance, life insurance, but nothing to protect against identity theft. And that is far and away the most likely thing that will happen to them. 90% of people do not have an identity theft protection plan. It’s just plain stupid. The FTC defines identity theft as theft that occurs when someone uses your personally identifying information, like your name, Social Security number, or credit card number (without your permission) to commit fraud or other crimes. The crime takes many forms. Identity thieves may rent an apartment, obtain a credit card, or establish a telephone account in your name. You may not find out about the theft until you review your credit report or a credit card statement and notice charges you didn’t make—or until you’re contacted by a debt collector. Identity theft is very serious. While some identity theft victims can resolve their problems quickly, others spend hundreds of dollars and many days repairing damage to their good name and credit record. Some consumers victimized by identity theft may lose out on job opportunities, or be denied loans for education, housing or cars because of negative information on their credit reports. In rare cases, they may even be arrested for crimes they did not commit.
HOW YOUR IDENTITY CAN BE STOLEN…
Your identity can be stolen using a variety of methods, including:
If you believe that your identity is stolen then follows identity theft protection step by step plan.
WHAT YOU CAN DO TO PROTECT YOURSELF FROM IDENTITY THEFT
Be aware of how information is stolen and what you can do to protect yours, monitor your personal information to uncover any problems quickly, and know what to do when you suspect your identity has been stolen. Please visit our website at www.keepmyID.org to find out more information about protecting yourself from identity theft. Knowledge is power.